Unlike many medical offices, we will accept you as a patient, even if you don't have insurance. However, just like any other service or product you may purchase, we expect payment for services at the time the service is rendered. We also offer a discount of 25% for all clinical service charges if paid for in full at the time of service. After each visit, we will file an insurance claim for you (if you have insurance). We participate in several insurance plans, please call our office to verify whether we participate in your plan. We also provide many out-of-network services to individuals who carry other insurances, but who need our unique services.
"Creating Health" and "Treating Disease" are two different beasts. Most Medical-Treatment Insurance is set up to pay for the treatment of disease - give you pills and do surgery, etc. At MaxWell Clinic our patients are thankful that we do both of these services and bill the insurance companies as appropriate for Disease Treatment Costs, including most lab tests, office visits, and traditional medical services. That being said, most often "Health Promotion" or "Creating Health" falls under the category of a non-covered service by insurance carriers, and when those services are included as part of your care (almost always, or else you might as well go to a straight 'script'em & street'em' clinic), there will be additional charges for providing those services.
Preventive health "Ounce of Prevention" is sorely neglected even when it will bring dramatic benefit to your life. We will help you make wise choices on your health-investment dollars.
We discuss treatment options and costs with patients in an up-front manner. We don't order tests you don't know about. We have even developed special arrangements with labs to offer tests at a lessened cost if you pay for them on the day of service. Everyday each of us make decisions on how we will invest our time, money and effort... we make decisions on what is important to us in the short and long term. Upon thoughtful reflection, health is always in the top 5 of assets we value, yet sadly we often do not invest in it as such. Your health is our business and as a customer you deserve full information.
While we will file insurance claims for patients, we participate only with insurance companies and plans that allow us to practice in the best interest of the patient. We serve many patients that see us "out of Network" - and that actually come out with less total out of pocket expenses than if we had been "in-network". Please call our office to find out about insurance plan participation.